The establishment of online loan scams is on the rise, statistics say that in February it increased by nearly 30%. How can college students prevent

The establishment of online loan scams is on the rise, statistics say that in February it increased by nearly 30%. How can college students prevent
Telecommunications frauds that threatened college students to reorganize online loan accounts and fraudulently defraud money on the grounds of affecting credit reporting showed a high incidence during the epidemic.On March 13, the reporter learned from 360 Financial Anti-Fraud Lab that the scam ranked 29% in February.On March 1, Xiao Xu, who lives in Anhui, accepted a phone call from a customer who claimed to be a customer service for an online loan platform, saying that the online loan account he registered during college did not meet the national regulations and would affect personal credit reporting.Xiao Xu’s ID number and mobile phone number.The other party said that now a bank specializes in recovering the quota of student online loan accounts, helping its deposit account, let Xiao Xu withdraw the 9,000 yuan quota, and transfer the money to the designated account.After operating according to the requirements, the other party also said that the platform also divided virtual funds, and ignored it will also generate an index, allowing Xiao Xu to transfer 20,000 yuan again.Xiao Xu, who has just graduated, is not expected to have much money. The other party suggested that he borrow money from other online loan platforms, and the funds will be returned to the account after the completion of the quota.Believe that it is true that Xiao Xu borrowed money according to the operation. After the transfer, he was found to have been blacked out, and this was cheated.Sauna Yee Fabric reported a similar online loan scam. Some college students encountered fraud and deception because they were afraid of credit interference and wanted to repay their loans “onshore” in a timely manner.360 security expert An Ran said that Xiao Xu encountered typical alternative online loan account fraud scams. Usually fraudulent gangs will fake online loan customer service and personal credit, and then trick the victim to withdraw on the grounds that the loan amount needs to be emptied to recover the loan account.Amount and transfer.According to the “Analysis Report on Supplementary Online Loan Account Telecommunication Fraud Scams” released by 360 Financial Anti-Fraud Lab, this scam has been on an increasing trend since 2019. The summer vacation season is a high season and 30 people are observed.4% of the victims were defrauded of multiple account quotas, and more than 70% were graduates.To proceed, Anran reminded that the net account balance has no direct relationship with personal credit reporting. Any customer who claims to be a net platform customer service guides the investment in the net account on the basis of “registering a net account during school impacts personal credit reporting”It’s all fraud.In fact, the funds drawn from the online loan platform belong to credit consumer loans, which are debts under their own names. Anyone who claims to be a customer service of the online loan platform and requests for cash transfers are scammers.In addition, the distance online loan platform will not actively ask users to pay for the account, and be wary of strangers requesting transfers for any reason. If the transfer account is found to be a personal account, it must be a fraud.Sauna, Ye Wang Chen Peng editor Li Weijia proofreading Li Xiangling